Change of career: How to answer?

Change of career: How to answer?

Many a times, candidates have enquired to me that they are not comfortable in answering that after acquiring a degree in engineering or in any other professional field which is not directly related to general banking, why are they interested in opting for banking as their career.

Well, like any other thing, this answer should also come from the inner side of your hearts. There are a few inputs which I am providing based on the experience of either myself or my colleagues. Rest of the answer can be easily framed based on these inputs.

Firstly and most importantly, please don’t criticize your degree or your college at the interview.

Means, 

We shouldn’t say that after a B.E. I wasn’t getting a good job or My College didn’t help in getting a good job and hence I had to think about change of stream. Never do that. It creates a negative impression. They would think that in future after leaving the bank, you would criticize them too.

Look very much confident and satisfied with your degree, college and other achievements.

As soon as such a question is asked, smile a bit, look into the eyes of the chairman of the panel, then in the eyes of the other members within a fraction of seconds and then say – Sir, Engineers are considered to be blessed with one of the best brains on this earth. The RBI Governer, Dr. D. Subbarao is himself a product of IIT Delhi (Read More). I believe I can contribute to the best of my capability.

Smile and say, 'Sir, being a technocrat, Dr. Subbarao is doing very well, I too just need a chance to prove myself'  - make your smile deeper and make an eye contact again.

"I am not choosing engineering as my career option because as I came out of my teenage, I realized that meeting and communicating new people, gives me immense pleasure. Banking can certainly give me right platform for that." - may be a good response.

"I can contribute to the day to day banking by applying the concepts of operational research or the concept of project management in any kind of study or research undertaken by the concerned department of the bank.

And above all (Smile again, and look in their eyes again) and say, I want to switch from engineering to banking, because, I have a faith in myself that I can not only be a good engineer, I can be good banker too" -You can try this too.

Rest in next post,

Be tuned, All the Best

How to answer: Why Banking as a career option?

Why Banking as a career option?

This is the most probable question, which most of you are going to face at the interviews,

Actually, there is no standard answer to these kinds of questions, I would provide the inputs for you and you may frame your own answers. Because, if a specific answer is posted here or anywhere at the online spaces then the purpose of asking this question by the interviewers and that of it being answered by you won’t be fulfilled.

Here are some of the inputs, which can be used to frame the answer:

Banking is the backbone of every economy.

Banking relates to everyone, from a common man to a billionaire.

It gives an opportunity to interact with lots of people on a daily basis.

It is related to everyone’s life.

As per the standard facts, there are millions of Indians who still don’t have access to the basic banking facility and hence the government is focusing on financial inclusion, it may be pointed out that you want to contribute in this holi task by being among the first batch to be recruited by keeping the financial inclusion in mind.

It is the only sector which is evergreen, whatever are the circumstances, a human being is never ever satisfied by the money he or she is having, and hence banks are sure to book business. If one is having money then banks would get business in terms of deposits and if one is having lack of money then banks would get business in terms of lending.

The “Shining India” or the “Incredible India” would have been always a dream only if there would not have been the banking and finance institutions to finance the infrastructure development in India.

There is a vast scope of growth of this sector as there is a large chunk of human capital in this nation which is deprived of the basic banking facility.

If everyone would have access to the ethical and practical banking facilities then it would certainly help the poor farmers of this agricultural dependent country as the farmer who feeds the nation wouldn’t have to impoverish himself by being a victim of alternate channels of parallel banking. Which in result would help the growth of the economy of this country.

In this way the black money would also be controlled because the money would flow directly through the legal system.

More to come at this space, Be tuned,
All the Best